You are Renovating.
You are looking to renovate your existing home, second home or rental property
Refinancing may feel overwhelming and hey the entire process of renovating can feel like a big task. That’s what I’m here for - to help you secure the funds you need to get the process going to make those renovation dreams come true. I have full access to traditional mortgage refinancing and home equity lines of credit.
Mortgages can be refinanced up to 80% of their market value - in plain language, this means that you need to have equity in your property to pull equity. Don’t worry I will help you assess this. The steps to refinance are:
gather information about your existing mortgage & property value - this initial assessment saves you time & verifies how we can move forward
conduct a full mortgage approval application and assess which lender and product meets your needs
once conditionally approved the lender will typically request a market appraisal to verify the market value - a budget of $300 - $400 is appropriate
once approved we can close your refinance and get ready to renovate!